Revolving Credit

Revolving Credit Loan

A pre-approved annual credit facility for individuals and corporates — renewed yearly at four tier levels.

Revolving Credit Loan

✓ Eligibility & Overview

  • Must be a registered member of Twakiri Sacco in good standing.
  • Available for both individual and corporate members.
  • Credit limit is pre-approved and revolves annually upon renewal.
  • Interest charged at 1.1% per month on outstanding balance only.
  • Four tiers: Platinum, Gold, Silver, and Bronze — each with a separate limit.
  • Refer to Annex A in the loaning policy for full revolving fund terms.
● Individual Revolving Credit
Annual renewal. Interest at 1.1% p/m on outstanding balance. Annual membership fee applies per tier.
TierCredit Limit (Ksh)Annual Fee (Ksh)Interest Rate
🎃 Platinum500,0003,0001.1% p/m
🎄 Gold250,0002,5001.1% p/m
🎁 Silver150,0002,0001.1% p/m
🎂 Bronze100,0001,5001.1% p/m
● Corporate Revolving Credit
Higher limits for corporate members. Annual renewal. Interest at 1.1% p/m on outstanding balance.
TierCredit Limit (Ksh)Annual Fee (Ksh)Interest Rate
🎃 Platinum1,000,0003,0001.1% p/m
🎄 Gold500,0002,5001.1% p/m
🎁 Silver300,0002,0001.1% p/m
🎂 Bronze200,0001,5001.1% p/m
ⓘ Note: Renewed annually. Interest is charged only on the outstanding balance used. Refer to Annex A on revolving funds for complete terms & conditions.
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