Flexible, affordable financing designed to meet your needs — from education and health to business growth and personal goals.
All loan products, amounts, periods and interest rates — click any product name to view full details.
| Loan Product | Amount (Ksh) | Loan Period | Interest Rate | Details |
|---|---|---|---|---|
| 🏫 EDUCATION LOAN | ||||
| Education Loan | 10,000 – 500,000 501,000 – 1,000,000 |
12 months 24 months |
10% p.a. 11% p.a. |
View → |
| 🏥 MEDICAL & HEALTH LOANS | ||||
| Medical Loan | 10,000 – 500,000 501,000 – 1,000,000 |
18 months 36 months |
10% p.a. 10% p.a. |
View → |
| Insurance Premium Financing | Up to 500,000 | 6 months | 4% p.a. | View → |
| Health Products Loan (Gym equipment, supplements) |
Up to 1,000,000 | 24 months | 10% p.a. | View → |
| 💼 BUSINESS & DEVELOPMENT LOANS | ||||
| LPO Financing LPO Interest payable monthly |
Up to 2,000,000 | 6 months | 1.4% p/m | View → |
| LPO Financing LPO Lump sum at end of term |
Up to 2,000,000 | 3 months | 1.6% p/m | View → |
| Quick Loan | Below 50,000 | 6 months | 1.3% p/m | View → |
| Business / Development Loan | 10,000 – 100,000 101,000 – 500,000 501,000 – 1,000,000 1,100,000 – 2,000,000 Above 2,000,000 |
12 months 24 months 36 months 48–60 months Negotiated |
12% p.a. | View → |
| 🔄 REVOLVING CREDIT LOANS | ||||
| Individual — Platinum | 500,000 (Fee: Ksh 3,000) | Annual renewal | 1.1% p/m | View → |
| Individual — Gold | 250,000 (Fee: Ksh 2,500) | Annual renewal | 1.1% p/m | |
| Individual — Silver | 150,000 (Fee: Ksh 2,000) | Annual renewal | 1.1% p/m | |
| Individual — Bronze | 100,000 (Fee: Ksh 1,500) | Annual renewal | 1.1% p/m | |
| Corporate — Platinum | 1,000,000 (Fee: Ksh 3,000) | Annual renewal | 1.1% p/m | |
| Corporate — Gold | 500,000 (Fee: Ksh 2,500) | Annual renewal | 1.1% p/m | |
| Corporate — Silver | 300,000 (Fee: Ksh 2,000) | Annual renewal | 1.1% p/m | |
| Corporate — Bronze | 200,000 (Fee: Ksh 1,500) | Annual renewal | 1.1% p/m | |
| ✈ PERSONAL LOANS | ||||
| Personal / Travel / Holiday Loan | 50,000 – 200,000 200,001 – 500,000 |
12 months 18 months |
11% p.a. 11% p.a. |
View → |
| 📈 TOP-UP FINANCING | ||||
| Top-Up Financing | Up to original loan amount | Adjusted accordingly | Same rate | View → |
| 🚗 MOTOR VEHICLE LOANS | ||||
| Motor Vehicle Loan Up to Ksh 8,000,000 |
Up to 3,000,000 Above 3,000,000 |
48 months 60 months |
12% p.a. 11% p.a. |
View → |
| 🚨 EMERGENCY LOAN | ||||
| Emergency Loan | Up to 150,000 | 9 months | 0.95% p/m | View → |
* All interest rates are on a reducing balance basis. Terms & Conditions apply. Subject to Management Committee approval.
School fees paid directly to the institution. From primary to university level.
Medical bills, insurance premiums and health products — three products in one.
LPO Financing, Quick Loan & Business/Development Loan — grow your venture.
Pre-approved annual credit facility. Individual & Corporate tiers — Platinum to Bronze.
Finance your travel, holidays and personal goals with flexible repayment terms.
Already have a loan? Top up and access more credit at the same rate.
Purchase your vehicle with financing up to Ksh 8,000,000. Logbook jointly registered.
Fast credit when you need it most. Processed urgently for qualifying members.